Complaining about how the big bad banks are ripping you off? I'm really tired about hearing how stupid you are. Especially about all you GOOD customers. Pay your bill in full each month, never late with a payment, never had a over-limit. Think you are clever doing this. That will fix them...no money made off me. Sorry to bust your bubble, but the stores that take your credit card have to pay the card for that privilege. If you carry a balance then both of you pay.
Strictly business folks. Yes I use credit cards, and pay them off every month. The first card that tries to charge me a fee goes to the shredder, and card gets cancelled. I'm not above getting an interest free loan for thirty days while my money makes interest. Their system, not mine.
I'll let you in on another secret. When paying in cash ask for a 3-5 percent discount. A lot of gas stations offer discounts for cash. That tell you anything? The seller don't like credit cards either, but as long as dumb people use them he needs to accept them or his competitor will.
Ever think prices could go down if credit cards disappeared? Novel thought?
A certain percentage of people always seem to think they are being picked on, or need something handed to them. Bullshit, this is America the land of opportunely. No body owes you a thing. I've worked for a dollar an hour, and I've worked for two hundred dollars an hour...my CHOICE.
Cash works two ways: When you spend it to buy something you now own it free and clear. The second: When your wallet is empty you can't buy more. Think about it.
Sorry about the rant...back to credit cards. Simply quit complaining about the charges, eat them and live with it, or DO SOMETHING ABOUT IT!