Odd question? A friend of mine has a desire for a new car. Since the average car sells for around $20,000.00(guesstimate), and he plans of paying $500.00 a month that seems to be 40 months to pay for the car. Not counting taxes,title, insurance etc. How much time working will he take to pay for the car? That time is lost to do anything else. We all have a "life" time from the day we are born. So many hours, days, years. Most of us spend the grater portion or that time working to buy "stuff". Granted everybody needs food, shelter, cloths. The basics. Everything else is a "want". If you take those wants and instead of giving them a dollar figure try giving them a time figure. You make $10.00 an hour(and remember that's gross), and that CD costs $10.00 you just gave up one hour of your life for that CD. So remember TIME is worth more than money. How you choose to use it is up to you.